Announcement

HALFYR: HGH: Heartland Group 2019 Interim Results 09:02a.m. 
HGH  
19/02/2019 09:02  
HALFYR  
PRICE SENSITIVE  
REL: 0902 HRS Heartland Group Holdings Limited  
 
HALFYR: HGH: Heartland Group 2019 Interim Results  
 
Heartland Group Holdings Limited (NZX/ASX:HGH) (Heartland Group) achieved a  
net profit after tax (NPAT) of $33.1 million for the six months ended 31  
December 2018, an increase of 6.5% from the six months ended 31 December 2017  
(previous corresponding reporting period).  
 
Highlights for the six months ended 31 December 2018 include:  
- Net profit after tax $33.1 million, up 6.5%  
- Gross finance receivables $4.2 billion, up 11.9% (annualised growth  
excluding the impact of changes in foreign currency exchange rates)  
- Return on equity (ROE) 10.3%  
- NIM 4.36%  
- Cost to income ratio 42.5%, down from 42.9% in the previous corresponding  
reporting period  
- 2019 Interim Dividend 3.5cps  
- Corporate restructure successfully completed - removing the funding  
constraints on growth in Australia previously arising from Reserve Bank of  
New Zealand regulations, and providing greater flexibility to take advantage  
of growth opportunities and capital raising options in New Zealand and  
Australia  
- ASX foreign exempt listing successfully completed  
 
Please find the following materials attached:  
- Heartland Group 2019 Interim results announcement  
- Heartland Group 2019 Interim Report  
- Heartland Group 2019 interim results announcement (NZX template)  
- Heartland Group Corporate Action Notice  
- Heartland Group Investor Presentation  
- Heartland Group Media Release  
- Heartland Bank Limited interim results announcement (NZX template)  
- Heartland Bank Limited Disclosure Statement for the six months ended 31  
December 2018  
 
For further information, please contact:  
Jeff Greenslade  
Chief Executive Officer  
MOB 021 563 5493  
jeff.greenslade@heartland.co.nz  
 
Julia Belk  
Investor Relations Manager  
DDI 09 926 3837  
julia.belk@heartland.co.nz  
End CA:00330757 For:HGH Type:HALFYR Time:2019-02-19 09:02:32